Todd Brussel | Home Smart Real Estate

Todd J. Brussel

(602) 549-0586

PROPERTIES SEARCH

HOME VALUATION

MORTGAGE CALCULATOR

Todd J. Brussel

Your Personal Real Estate Advisor

Real Estate Tips

07DEC

Is the 50-Year Mortgage Worth It?

As housing affordability becomes increasingly challenging for average Americans, the fifty-year mortgage has emerged as a controversial topic of discussion. This extended loan structure offers significantly lower monthly payments, potentially allowing more buyers to qualify for homeownership, but it comes with the severe drawback of massive total interest costs and incredibly slow equity buildup, making it a double-edged sword for financial health.

30NOV

Sellers: Get Real. Buyers: Get Strategic. The Fragmented Housing Market

The U.S. housing market is shedding its “one-size-fits-all” narrative, moving into a nuanced, bifurcated stage. Price adjustments in historically overheated regions and persistent fierce competition in others reveal that success for both buyers and sellers hinges on granular regional analysis. This shift means sellers must set realistic expectations based on local dynamics, while savvy buyers can strategically seek out opportunities where price growth has stabilized or corrected, underscoring that the current market rewards local intelligence over national trends.

23NOV

The 2025 Buyer’s Secret Weapon: How to Secure a Sub-5% Mortgage Today

As we approach the final weeks of 2025, savvy home buyers are finding a way to bypass the stubborn affordability challenges of the resale market by targeting new construction inventory. Major home builders, under immense pressure to close their fiscal books before the year ends, are aggressively offering mortgage rate buydowns that can lower interest rates significantly below the current market average. This financial strategy allows buyers to secure move-in ready homes with monthly payments that are hundreds of dollars less than comparable existing properties, making it the definitive “secret weapon” for real estate acquisition this quarter.

Scottsdale, Maricopa County

Scottsdale is a city in Maricopa County, Arizona. The city is located at 33°29’39”N and 111°55’34”W. According to the United States Census Bureau, the city’s population was 230,512. According to the last census, the median income for a household in the city was 75,346. Please visit the city page on my website and you’ll be able to see all real estate data and detailed Scottsdale statistics.

know more

https://real-estate-website.net/myre/images/images_city/AZ/ChIJlyx3p9kIK4cRGOaPGBLk0iY/1_700.jpg@https://real-estate-website.net/myre/images/images_city/AZ/ChIJy3mhUO0SK4cRrBtKNfjHaYw/1_700.jpg@https://real-estate-website.net/myre/images/images_city/AZ/ChIJN51nLScjK4cRVDuNgwtDFJ8/1_700.jpg@https://real-estate-website.net/myre/images/images_city/AZ/ChIJ44CqppgIK4cRH7QsOa1K3aI/1_700.jpg@https://real-estate-website.net/myre/images/images_city/AZ/ChIJwZLFwMKnK4cRG3dOaRXCD9E/1_700.jpg
Scottsdale, Maricopa County@Phoenix, Maricopa County@Glendale, Maricopa County@Tempe, Maricopa County@Mesa, Maricopa County
/buildings_scottsdale_idChIJlyx3p9kIK4cRGOaPGBLk0iY@/buildings_phoenix_idChIJy3mhUO0SK4cRrBtKNfjHaYw@/buildings_glendale_idChIJN51nLScjK4cRVDuNgwtDFJ8@/buildings_tempe_idChIJ44CqppgIK4cRH7QsOa1K3aI@/buildings_mesa_idChIJwZLFwMKnK4cRG3dOaRXCD9E
Scottsdale is a city in Maricopa County, Arizona. The city is located at 33°29'39''N and 111°55'34''W. According to the United States Census Bureau, the city's population was 230,512. According to the last census, the median income for a household in the city was 75,346. Please visit the city page on my website and you'll be able to see all real estate data and detailed Scottsdale statistics. @Phoenix is a city in Maricopa County, Arizona. The city is located at 33°26'54''N and 112°4'27''W. According to the United States Census Bureau, the city's population was 1,537,058. According to the last census, the median income for a household in the city was 48,452. Please visit the city page on my website and you'll be able to see all real estate data and detailed Phoenix statistics. @Glendale is a city in Maricopa County, Arizona. The city is located at 33°32'19''N and 112°11'10''W. According to the United States Census Bureau, the city's population was 237,517. According to the last census, the median income for a household in the city was 45,812. Please visit the city page on my website and you'll be able to see all real estate data and detailed Glendale statistics. @Tempe is a city in Maricopa County, Arizona. The city is located at 33°25'32''N and 111°56'24''W. According to the United States Census Bureau, the city's population was 172,816. According to the last census, the median income for a household in the city was 51,688. Please visit the city page on my website and you'll be able to see all real estate data and detailed Tempe statistics. @Mesa is a city in Maricopa County, Arizona. The city is located at 33°24'55''N and 111°49'53''W. According to the United States Census Bureau, the city's population was 464,704. According to the last census, the median income for a household in the city was 49,177. Please visit the city page on my website and you'll be able to see all real estate data and detailed Mesa statistics.

I know everything about Real Estate. Contact Me!

Todd J. Brussel

Home Smart Real Estate

8388 E Hartford Dr Ste #100 Scottsdale AZ, 85255

Email: toddbrussel@yahoo.com

Phone: (602) 549-0586

I take the time to listen carefully to understand my client’s needs, wants and concerns. I am willing to move quickly when needed and to spend more time with those who aren’t quite sure what direction to take. My genuine concern for my client’s best interests and happiness ensures that the job gets done.

Find More